If you own or operate a towing business, having the right protection in place isn’t optional—it’s essential. That’s where tow truck insurance comes in. Whether you run a single tow truck or manage a fleet, understanding this coverage can save your business from devastating financial loss.

At Commercial Pro Shield Insurance, we specialize in providing comprehensive, affordable tow truck insurance tailored to your specific business needs.

What Is Tow Truck Insurance?

Tow truck insurance is a specialized type of commercial auto insurance designed specifically for towing operations. This includes:

• Roadside assistance providers

• Auto repair shops offering towing

• Salvage haulers

• Repo businesses

• Full-time towing companies

Tow truck insurance typically includes multiple types of coverage, such as:

✔Liability Coverage

Protects you if your truck causes injury or property damage while towing.

✔Physical Damage Coverage

Covers damage to your own trucks from accidents, weather, theft, or vandalism.

✔On-Hook Towing Coverage

Protects vehicles while they are being towed or transported.

✔Garage keepers Legal Liability

Essential if you store vehicles on your premises. It covers damage to customer vehicles in your care.

✔Medical Payments & Uninsured Motorist Coverage

Covers medical expenses for your drivers or passengers after an accident, even if the other driver is uninsured.

Why Do You Need Tow Truck Insurance?

Running a tow truck operation means taking on high-risk situations—like roadside pickups, repossessions, and transporting damaged vehicles. Without the right insurance:

• A single accident can result in thousands of dollars in damages.

• You may be held liable for injuries, even if you weren’t at fault.

• You could lose your towing contracts or licenses due to non-compliance.

Most importantly, tow truck insurance helps protect your business, your employees, and your livelihood.

Who Needs Tow Truck Insurance?

You should consider tow truck insurance if you:

• Own or operate one or more tow trucks

• Offer roadside assistance

• Run a salvage or junk car removal business

• Provide repo or recovery services

• Haul cars for dealerships or repair shops

Even if towing is just a part of your operations, you still need the right coverage.

Why Choose Commercial Pro Shield Insurance?

At Commercial Pro Shield Insurance, we specialize in tow truck insurance for businesses across the U.S. Our agents understand the unique challenges of the towing industry and will work with you to build a policy that’s affordable, effective, and fully compliant with local regulations.

•  Fast Quotes
•  Competitive Rates 
•  Flexible Payment Options 
•  Custom Coverage Packages

Get a Free Tow Truck Insurance Quote Today

Protect your trucks, your drivers, and your business with tow truck insurance from Commercial Pro Shield Insurance. Call us today or click below to get a fast, no-obligation quote in just minutes.