If you own a towing business, you already know the risks and responsibilities that come with the job. From hauling vehicles to roadside assistance, every trip carries potential liabilities. That’s where tow truck insurance comes into play—offering a safety net that protects your trucks, drivers, and customers.
At Commercial ProShield Insurance LLC, we specialize in providing tailored insurance solutions designed for tow truck operators across the United States. Let’s explore what you need to know about this essential coverage.
What Is Tow Truck Insurance?
Tow truck insurance is a specialized type of commercial vehicle insurance designed to protect businesses that offer towing and roadside assistance services. This coverage safeguards against financial loss in the event of an accident, damage to a customer’s vehicle, or even theft.
Businesses that typically need this type of policy include:
Roadside assistance providers
Auto repair shops with in-house towing
Salvage and auction haulers
Repossession companies
What’s the Cost of Tow Truck Insurance?
The cost of tow truck insurance can vary depending on several key factors, such as:
The number and type of tow trucks in your fleet
Your drivers’ experience and driving records
Coverage limits and policy add-ons
Business location and service radius
Past claims history
On average, premiums can range from $4,000 to $15,000 per truck annually. At Commercial ProShield Insurance LLC, we offer competitive pricing and help you customize a policy that matches your business needs and budget.
Coverage Options in a Tow Truck Insurance Policy
Tow truck insurance typically includes several types of coverage, such as:
Auto Liability Insurance: Covers bodily injury or property damage to third parties.
Garagekeepers Legal Liability: Protects customers’ vehicles while they are in your care.
On-Hook Towing Coverage: Covers damage to vehicles you’re towing.
Physical Damage Insurance: Covers repairs to your own tow truck in case of collision, fire, or theft.
Medical Payments: Helps with medical costs for your drivers and passengers.
Uninsured/Underinsured Motorist: Covers you when another driver is at fault but lacks sufficient insurance.
How to Get a Fast Tow Truck Insurance Quote
Looking for an affordable and quick tow truck insurance quote? At Commercial ProShield Insurance LLC, our process is simple:
Contact Us with your business details.
We Evaluate your risk and operational needs.
Get a Customized Quote within 24–48 hours.
Start Your Coverage and drive with peace of mind.
We believe in fast service and personalized solutions. Whether you operate a single tow truck or manage a fleet, our insurance experts are here to support your journey.
Why Choose Commercial ProShield Insurance LLC?
As a leader in commercial trucking insurance, Commercial ProShield Insurance LLC offers:
✅ Tailored Policies for Tow Truck Operators
✅ Nationwide Coverage
✅ Affordable Monthly Premiums
✅ Expert Claims Support
✅ Free Policy Reviews and Quotes
Your business deserves the best protection—and we’re here to deliver it.
Final Thoughts
Running a towing business is no easy task—but with the right tow truck insurance, you can focus on helping your clients without worrying about financial setbacks. Trust Commercial ProShield Insurance LLC to keep you covered, every mile of the way.
Contact us today at (239) 288-0656 for a free quote.