Commercial Box Truck Insurance: Everything You Need to Know

Why Commercial Box Truck Insurance Is Non-Negotiable

If you own or operate a box truck—whether for deliveries, moving services, logistics, or contractor work—then you already know the risks that come with life on the road. That’s where commercial box truck insurance becomes more than just a requirement—it’s your business's financial safety net.

At Commercial Proshield Insurance LLC, we specialize in tailored insurance policies for small and mid-sized trucking operations, giving you peace of mind while you stay focused on the road ahead.


What Is Commercial Box Truck Insurance?

Commercial box truck insurance is a specialized type of commercial auto coverage designed specifically for box trucks (also called cube vans, straight trucks, or cube trucks). It protects your business from the financial fallout of accidents, property damage, bodily injury claims, theft, or cargo damage.

Depending on your business needs, policies can include:

  • Primary Liability Insurance – Covers damage you cause to others in an accident.

  • Physical Damage Coverage – Pays for repairs to your box truck due to collision, fire, or vandalism.

  • Cargo Insurance – Protects the goods you're hauling.

  • Non-Trucking Liability (NTL) – Covers when you’re off dispatch.

  • Bobtail Insurance – If you operate the truck without cargo or trailer.

  • Medical Payments / PIP – Covers medical expenses for you or passengers.


Who Needs It?

You need box truck insurance if you:

  • Operate a box truck for business purposes

  • Are a freight broker, courier, or delivery company

  • Work with platforms like Amazon Relay or FedEx Ground

  • Lease your truck to another motor carrier

  • Run an independent contractor trucking business

Whether you’re using a 16-ft, 24-ft, or 26-ft box truck, the right coverage ensures you're not sidelined by unexpected costs.


Real-World Expertise You Can Trust

With over a decade of hands-on experience in commercial truck insurance, Commercial Proshield Insurance LLC understands the unique demands of logistics businesses. We’ve helped thousands of box truck operators across the country find reliable, affordable protection tailored to their operations.

Our team is led by licensed professionals who continuously monitor DOT/FMCSA regulations, ensuring you're always compliant—and always covered.


How Much Does Box Truck Insurance Cost?

Costs vary based on:

  • Truck type, weight, and condition

  • Coverage limits and deductibles

  • Driver history and location

  • Business use (local delivery, long haul, etc.)

  • Annual mileage

On average, box truck insurance ranges from $2,500 to $8,000 per year for full coverage.

💡 Pro Tip: Bundle your general liability and cargo policies to reduce your premium.


Why Choose Commercial Proshield Insurance LLC?

When it comes to protecting your box truck business, you need more than a policy—you need a partner who understands your industry. Here's why businesses trust us:

Customized Quotes in 10 Minutes 

Access to A-rated National Carriers 

Fast COI (Certificate of Insurance) Turnaround 

Dedicated Claims Support 

Flexible Monthly Payments

We don’t just sell policies—we help you build resilience and scale your operations safely.


Documents You’ll Need to Get Started

To get a fast and accurate quote, have the following ready:

  • Vehicle information (VIN, weight, make/model)

  • Driver's license and MVR

  • DOT/MC number (if applicable)

  • Business EIN and years in operation

  • Driving history and insurance history


Ready to Get Insured?

Whether you're a first-time owner-operator or a fleet manager, we're here to simplify your insurance journey.

👉 Get a FREE Quote Today

📲 Call us at (239) 288-0656  

🌐 Or visit www.commercialproshieldinsurance.com


What Our Clients Say

“Commercial Proshield helped me insure my entire box truck fleet with affordable pricing and fast service. Highly recommended!” – James M., Logistics Business Owner

“Excellent customer support and they explained everything clearly. I wouldn’t go anywhere else for truck insurance.” – Maria R., Independent Driver


Final Thoughts

When it comes to protecting your box truck operation, don't settle for cookie-cutter coverage. Choose a provider that understands the risks, the routes, and the realities of trucking life.

Trust Commercial Proshield Insurance LLC—because your wheels deserve worry-free roads.